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Legal

Mortgage Lender Notices

Legal

 

 

DEVAL LLC d/b/a Your Home Now Mortgage and Su Casa Ahora Mortgage is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA), Fair Housing Act, and all other Federal and State regulations. All applicants applying for credit from DEVAL LLC d/b/a Your Home Now Mortgage and Su Casa Ahora Mortgage will be treated equally regardless of race, color, ethnicity, national origin, religion, sex or gender, sexual orientation, gender identification, military status, marital or familial status, age, disability or handicap, receipt of public assistance, exercise of any right under the Consumer Credit Protection Act, or any other prohibited basis. All information we request is voluntary, and will be kept confidential.

Terms of use

 

 

Mortgage Lender Notices
Please read these Terms and Conditions carefully. When you access this website and any of its respective pages you are committing yourself to comply with the Terms and Conditions herein described. If you do not agree with the Terms and Conditions described below, do not access this website or any of its respective pages.

Copyright
All images, text, and graphics on these pages and on the screens that these pages display, and the copyrights thereto, are the property of DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage, except where otherwise noted.

Registered Trademarks
DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage names and logos are trade and/or service marks of DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage. Likewise, DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage can claim registered mark and service marks rights over any marks that appear on this website and any of its pages.

Use of Information and Materials
The information and materials on this website are subject to change. Not all the products and services are available in all geographic areas. Your eligibility for certain products or services is subject to the determination and final acceptance of DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage. The information on this website is available for any person to view for informational purposes. No part of this information can be redistributed, copied o reproduced without prior written authorization from DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage. Any dated information is published for that date only and we do not assume any obligation or any responsibility of updating or amending such information.

The use of links on this website and its respective pages to visit other web pages is at your own risk. DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage does not promote, nor guarantee, the products, information or recommendations, nor are they responsible for any damage that any products or services promoted on third party websites may cause. Third party websites may have a privacy policy, “Cookie” controls, or security guidelines different than those of DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage.

Passwords and Security
Certain services offered in or through our website may require you to open an account. You are completely responsible for maintaining the confidentiality of your account information, including your password, and for any other security violation. DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage is not liable for any loss or damage that may arise from your failure to meet these obligations.

Privacy
To see the Privacy Policy for this website, click here. Additionally, when using this website you are recognizing and agreeing that the transmissions through the Internet are never completely private and secure. You understand that any message or information you send to this website may be read by others.

No Warranty
DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage do not promise that the website be free of errors or interruptions. The information displayed on the website is “as is” and “as available” without any kind of warranty, whether explicit or implied, about the accuracy or integrity of the information and the materials, including, without limitation, any warranty of accuracy, adequacy, validity or completeness of the information and materials, title, free of violation, merchantability, use or for a specific use, or free of any computer virus.

Release from Liability
DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage are not responsible for any damages including, but not limited to, damages, nuisances, inconveniences, losses or expenses whether direct or indirect, inherent or consequential, that may arise in relation to this website or its use or impossibility of use by any of the parties, or in relation to any loss in yield, errors, omissions, interruption, defect, delay in the operation or transmission, computer virus or failure of the system and the line, even in the event that DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage would be informed of the possibility of these damages, nuisances, inconveniences, losses or expenses.

Information Submitted
The totality of the information that is presented to DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage and/or through this website will be considered and remain property of DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage. DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage will be able to use, for any purpose, all ideas, concepts, knowledge or techniques included in the information provided by a visitor through this website and its respective pages. DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage will not be subject to any obligation with regards to the confidentiality regarding the information presented except if previously agreed by DEVAL LLC d/b/a Your Home Now Mortgage y Su Casa Ahora Mortgage that maintain a direct relationship with the customer , or as otherwise agreed to or as required by law.

 

 

e-Consent

 

 

Your Consent to do Business Electronically (the eDisclosure Agreement)
The loan for which you are applying involves various disclosures, records, and documents (“Loan Documents”), including this eDisclosure Agreement. The purpose of this eDisclosure Agreement is to obtain Your consent to receive certain Loan Documents from Us in electronic form rather than in paper form. With Your consent, You will also be able to sign and authorize these Loan Documents electronically, rather than on paper.

Before We can engage in this transaction electronically, it is important that You understand Your rights and responsibilities. Please read the following and affirm Your consent to conduct business with Us electronically. For purposes of this eDisclosure Agreement, “eDisclosures” means the Loan Documents related to this transaction that are provided electronically, “You” and “Your” mean the borrower(s) under the applicable loan to which such Loan Documents apply, and “We”, “Our” and “Us” mean the applicable mortgage broker(s), loan processor(s) or mortgage banker(s) with whom You are transacting business for such loan(s).

YOUR CONSENT
Your consent to participate in this transaction electronically will apply to all Loan Documents for the applicable loans for which You are applying. If You provide Your consent, We will conduct this transaction electronically, instead of providing You with the Loan Documents in paper form. If a document related to Your loan is not available in electronic form, a paper copy will be provided to You free of charge. Conducting this transaction electronically is an option. If You choose not to accept receipt of eDisclosures, paper Loan Documents will be mailed to You.

If You do not consent to receive these Loan Documents electronically, You will be provided with copies of the Loan Documents in paper form. Additionally: You will not be required to pay a fee for receiving paper copies of the Loan Documents.

WITHDRAWAL OF CONSENT
You have the right to withdraw Your consent at any time. By declining or revoking Your consent to receive eDisclosures, We will provide You with the Loan Documents in paper form. If You originally consent to receive eDisclosures, but later decide to withdraw Your consent, You can do so by clicking on the “I do not agree” button, or by notifying Us at:

Phone: 833-888-1669 (toll-free)
Address: 8230 Leesburg Pike, Suite 708, Vienna, VA 22182
If You originally consent to receive eDisclosures, but later withdraw Your consent:
You will not be required to pay a fee for withdrawing consent and receiving paper copies of the Loan Documents.

OBTAINING PAPER COPIES
After Your consent is given, You may request from Us paper copies of Your Loan Documents.

Please send this request to Us at:
Phone: 833-888-1669 (toll-free)
Address: 8230 Leesburg Pike, Suite 708, Vienna, VA 22182
If You request paper copies of the Loan Documents: You will not be required to pay a fee for receiving paper copies of the Loan Documents.

SYSTEM REQUIREMENTS

In order to receive eDisclosures, You must have a computer with Internet access and an Internet email account and address; an Internet browser using 128-bit encryption or higher, Adobe Acrobat 7.0 or higher, SSL encryption and access to a printer or the ability to download information in order to keep copies of Your eDisclosures for Your records.
If the software or hardware requirements change in the future, and You are unable to continue receiving eDisclosures, paper copies of such Loan Documents will be mailed to You once You notify Us that You are no longer able to access the eDisclosures because of the changed requirements. We will use commercially reasonable efforts to notify You before such requirements change. If You choose to withdraw Your consent upon notification of the change, You will be able to do so without penalty.

HOW WE CAN REACH YOU
You must promptly notify us if there is a change in your email address or in other information needed to contact you electronically. You can contact us at:
Phone: 833-888-1669 (toll-free)
Address: 8230 Leesburg Pike, Suite 708, Vienna, VA 22182
We will not assume liability for non-receipt of notification of the availability of eDisclosures in the event Your email address on file is invalid; Your email or Internet service provider filters the notification as “spam” or “junk mail”; there is a malfunction in Your computer, browser, Internet service and/or software; or for other reasons beyond Our control.