Understading the Mortage Loan Process

Understading the Mortage Loan Process

While finding a new home can be exciting, navigating the mortgage process can be overwhelming for some. Knowing what steps, you need to take can help the process go more smoothly. Here are the basic steps you need to take to obtain a mortgage loan:  Pre-Qualification...
Advantages of buying a Fixer Upper

Advantages of buying a Fixer Upper

Are you obsessed as we are with the fixer upper TV shows?  An older home in a great neighborhood that you can renovate to your heart’s content? Sign us up! There are many advantages of buying a fixer upper; here we provide a few of them: Cost less – The cost to...
Improving your Credit Score

Improving your Credit Score

A good credit score can help you qualify for the best interest rates and terms when buying a house. Here we give you some tips on how to boost your credit scores before applying for a mortgage. Setup payment reminders Delinquent payments, even if only a few days late,...
Saving for a downpayment

Saving for a downpayment

When considering a mortgage, one of the most important decisions you’ll make is how to handle the down payment. The higher your down payment is, the lower your loan and monthly payment will be. So, what can you do to save?   Transfer a fixed amount into a...