by Cielo Henao | Feb 4, 2019 | Buy a Home
Homebuyer education, often called pre-purchase counseling, helps the homebuyer prepare for the process of purchasing a home and deal with the various new challenges of home ownership. Some loan programs require the homebuyer to take part in homebuyer education...
by Cielo Henao | Jan 18, 2019 | Mortgage
Mortgage Points: Pro vs. Con Mortgages can be a little tricky! These are a lot of terms and numbers thrown at you all at once from fixed-interest, interest rates, down payments, closing costs and more. Well among those terms is a mortgage points. These points can...
by Cielo Henao | Oct 19, 2018 | home loans, Mortgage
Don’t let mortgage terminology fool you! When you are ready to purchase a home, most all of us will need to get a loan, called a mortgage. This transaction can be quite complex, but have no fear we have complied a list of the top mortgage terms to know, making your...
by Cielo Henao | Aug 16, 2018 | Mortgage
While finding a new home can be exciting, navigating the mortgage process can be overwhelming for some. Knowing what steps, you need to take can help the process go more smoothly. Here are the basic steps you need to take to obtain a mortgage loan: Pre-Qualification...
by Cielo Henao | Jul 6, 2018 | Buy a Home
Are you obsessed as we are with the fixer upper TV shows? An older home in a great neighborhood that you can renovate to your heart’s content? Sign us up! There are many advantages of buying a fixer upper; here we provide a few of them: Cost less – The cost to...
by Cielo Henao | Jun 29, 2018 | Credit Score
A good credit score can help you qualify for the best interest rates and terms when buying a house. Here we give you some tips on how to boost your credit scores before applying for a mortgage. Setup payment reminders Delinquent payments, even if only a few days late,...
by Cielo Henao | Jun 21, 2018 | Savings
When considering a mortgage, one of the most important decisions you’ll make is how to handle the down payment. The higher your down payment is, the lower your loan and monthly payment will be. So, what can you do to save? Transfer a fixed amount into a...
by Cielo Henao | Jun 12, 2018 | Buy a Home
Is it better to rent or is it better to buy a home? That is the question that virtually everyone is asking these days. We at YHN Mortgage believe that it is way better to buy and here are some reasons why: Homeownership builds equity which equals long term wealth...
